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20 Things To Become A Millionaire


I came across this neat article I found on

Yahoo and I wanted to share it with you.


In the article, Murray Newlands, discusses the

20 things needed to become the next Millionaire.

Here’s everything you need to know in

order to make your first million.


While you may be looking to make your first million

off of your business alone, the fact of the matter is

that becoming a millionaire

does not just come about by raking in profits

from your business. It arises from the decisions that you

make in your day-to-day life as well.


There are more millionaires than ever nowadays,

and it’s not because the financial market

is good; in fact, it is pretty common knowledge

that the economy has definitely seen better days, and the people

able to find success in it know how to act accordingly.


To become the next millionaire, you will need to blend

business practices with responsible financial decisions in

order to both maximize profits and squirrel away

some cash for the winter. Even though this is easier

said than done, the things that you have to do to become

the next millionaire are theoretically fairly easy.


1. Buy The Things That You Need

Even though one of the reasons people strive to become millionaires is to be able to afford

the things that they want to do, living in a house far too big for your needs or shelling

out on a vehicle more luxurious than you require is going to set you back in your goals.

2. Spend Less Than You Earn

This is saving money and accruing wealth 101, but even

old advice can be good advice, and such is the case with this.

3. Make Sure That You Can Pay Off the Things That You Buy

And the quicker you can pay them off, the better! This will enable you to

search for a job that you love and will therefore be more conducive to putting you closer to your goals.

4. Exercising Patience

It may be really tempting to up your quality of living or your lifestyle expectations as

you begin accruing more money and assets to make you into a millionaire,

but you will not reach your goal by taking some out of the pot.

5. Utilize Automatic Paycheck Deductions

You cannot spend what you do not have, so having these set up with your

bank is going to help you save money better than many other tactics will.

6. Pay Off Your Credit Cards Every Month

Having a good credit score is always a strong financial situation to be in,

but making sure that you can afford what you are spending is even better

when you are trying to become a millionaire.

7. Use Time to Your Advantage

The quicker you start saving, the better.

If you begin saving in your twenties or thirties, you will be able to take advantage of

compounding interest and put yourself in a better position without having to do much extra work.

8. Realize That Money Doesn’t Buy Happiness

When you are working for a wholesome goal instead

of a ploy to satisfy material urges, your goals will come to you faster and easier.

9. Realize That ‘Life Happens’

Having a bit of money on the side separate from your

millionaire fund will keep you on a steady track toward that goal; after all,

you never know when a financial emergency will rear its ugly head.

10. Focus on Being Debt Free

Even if you have income coming in every month, if you have any sort of debt,

you need to be deducting that from your gain–if it comes out negative,

you are not financially free, and will not be able to achieve your

millionaire dreams yet. In order to be the next millionaire,

you have to make sure that your debts are all paid.

11. Work Hard And Diligently

If you keep putting in the effort, it will be easier to

make amends after a financial mishap.

12. Get a Second Job

Not only will it add to your savings that much faster,

but also if you stay busy you will have no time to

spend the money that you are trying to save.

13. Don’t Be Afraid to Have a Big Vision

Most modest savings plans do not end up panning

out as the people who made them would have liked.

Having a vision larger than what you can currently

deliver will actually be the best way to ensure that you meet your goal.

14. Have Good Money Management Skills

Keep up to date on what you need to know to manage your money,

and realize that without good management, it will never grow

or mature into what you would like it to be.

15. Do What You Enjoy

Working in a field you enjoy will be one of the fastest

routes to financial freedom and success, as you will

spend more time at work and excel at it, putting you

in a better position for promotions and pay increases.

16. Pay Yourself First

This will keep you satisfied and will help you achieve

financial success with your goals.

17. Go Out And Find Your Money

Simply saving and hoping that it will come to you will

never be good enough. You will only receive what you earn.

18. Invest in Yourself

Without furthering your education or professional

development, there will be nothing to set you apart from others,

and no reason for your employer to aid you in your goals.

19. Invest in Property When You Do Buy Assets

Having property on hand is always going to be a good asset,

as there are always buyers for property and property values are

beginning to climb again, healing from the collapse in 2008.

20. Realize That There Is More Than One Way to Approach a Problem

Being versatile will lead you quickest to the solutions for your problems.

There’s certainly no surefire way to becoming a millionaire.

After all, if there was, everyone would be making millions.

However, if you manage to blend the right business practices with solid

personal finance skills, there’s no telling where you’ll end up.

Follow these 20 guidelines, and you, too, can become the next millionaire.

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